So you've got money issues? Is the relationship just not working out? It's time for some counseling from the money shrink, Pamela York Klainer.

Back in the late 1990s, we had a lot on our minds. And because there was so much cash flowing around, a lot of it had to do with money: Would the next IPO pop higher than the last? Nowadays, that concern looks like a good one to have. We've flipped from a surplus psychology to a de½cit psychology overnight.

Too much. Too little. When it comes to money, we never seem to reach the Goldilocks nirvana of "just right." That's because we're so obsessed with getting money - earning it, keeping it, multiplying it - that we don't get money on a deeper level, says Pamela York Klainer, founder of the Rochester, New York-based consulting ½rm Power and Money LLC. "Money is such a powerful, unexplored thread in our lives and work," says the veteran career coach and ½nancial planner. "The fact is that at a very deep level, our lives as successful people are about our experiences with money." Her new book, How Much Is Enough: Harness the Power of Your Money Story - and Change Your Life (Basic Books, 2002), introduces a powerful framework for unpacking individual and organizational "money stories," along with tools for tinkering with the age-old balance between money, success, and happiness. Here is Klainer's advice on how to follow the money thread and change your life.

You argue that money and happiness are, in fact, tightly linked. In my 20 years of working with successful people, I've been hit over and over again with the question, "If I have all of this money and professional challenge, why don't I feel better?"