Because it is such a gargantuan thing, there are that many more reasons to hate it. As with the other lists, I looked down on the to-do list. Why to-do when you can just do? Besides, there was so much to do, like beer drinking and girl chasing and proving that there is no one right answer, that there wasn't enough time to jot down a to-do list.
As you get older, though, two things happen. You begin to forget things and you begin to avoid things. Between the two, a lot of things don't get done that need to get done. So one day you might write something down on a piece of paper. "Make dentist appt." You wouldn't have written this down when you were younger because you could go years without making a dentist appointment and you still would have teeth in your head. But as you age, you find that if you go six months without getting your teeth checked you could be gumming your applesauce.
On another day, you might jot down, "Get lube and oil." When you're young, you don't write this down because your car only cost 143 bucks and you can just buy another one if your engine blows. But as a grown-up, you buy grown-up cars, which are so expensive you need to take out a loan, which causes you to wish you took math after all because then you might understand why adding one payment to another payment month after month never totals anything but more payments.
So now you have two scraps of paper, one with a dentist appointment, the other with an oil and lube job. One day, you scribble both on the same piece of paper. That, my friend, is a list, a to-do list. Your road to ruin.