Need a yacht on the spot? An ATV ASAP? PhoRent.com is a peer-to-peer marketplace for everything from power-sports equipment to bicycles and wedding dresses, arranging deals that work out sweetly for both sides. Billing itself as “Craigslist for rentals,” the mobile-enabled site pairs owners with renters. It’s a great way to live large within your budget or earn income from equipment that’s gathering dust in your garage.